Legal Disclaimer

Important legal information - Please read the disclaimer before proceeding. This website (hereinafter the “Site”) is not intended for persons in jurisdictions in which (for reasons of residence, nationality or other reasons) the publication of or access to the site is not permitted. Persons subject to these restrictions are therefore not authorised to access this website. Products and services shown on this website may not be available to persons resident in (or citizens of) particular countries.

In accessing the Site and the pages thereof, the user acknowledges and approves the following conditions of use, which may, however, be subject to change.

Use of the Site

The entire content of this Site is subject to copyright with all rights reserved. You may download or print out a hard copy of individual pages and/or sections of the Site, provided that you do not remove any copyright or other proprietary notices. Any downloading or otherwise copying from the Site will not transfer title to any software or material to you. You may not reproduce (in whole or in part), transmit (by electronic means or otherwise), modify, link into or use for any public or commercial purpose the Site without the prior written permission of the bank.

Nothing on the Site should be construed as a solicitation or offer, or recommendation, to acquire or dispose of any investment or to engage in any other transaction.

Linked Websites

When you access certain links on the Site you may leave the Site. The bank has not reviewed any of the websites linked to the Site and does not endorse or accept any responsibility for the content of such websites nor the products, services other items offered through such websites.

No Reliance

While the bank uses reasonable efforts to obtain information from sources which it believes to be reliable, it makes no representation that the information or opinions contained on the Site is accurate, reliable or complete. The information and opinions contained in the Site are provided by the bank for personal use and informational purposes only and are subject to change without notice. Nothing contained on the Site constitutes investment, legal, tax or other advice nor is to be relied on in an investment or other decision. You should obtain relevant and specific professional advice before making any investment decision.

Statements regarding the future

The Site may have content relating to the future, and, as such, the content reflects the opinions, expectations and forecasts of the bank, which may, however, not materialise due to numerous undefined factors. The bank is not obliged to update or amend the contents of the Site regarding the future based on new information or other factors and is free to alter the information published on its Site at any time without having to provide any reasons.

No Warranty

The information and opinions contained on the Site is provided without any warranty of any kind, either express or implied.

Material Interests

The bank and/or its directors, officers and employees may have or have had interests or positions or traded or acted as market makers in relevant securities. Furthermore, such entities or persons may have or have had a relationship with or may provide or have provided corporate finance or other services to or serve or have served as directors of relevant companies.

Investment Performance

The past is not necessarily a guide to the future performance of an investment. The value of investments may fall as well as rise and investors may not get back the amount invested. Changes in rates of foreign exchange may cause the value of investments to go up down.

Limitations of Liability

In no event, including (without limitation) negligence, will the bank be liable for any loss or damage of any kind, including (without limitation) any direct, special indirect or consequential damages, even if expressly advised of the possibility of such damages, arising out of or in connection with the access of, use of, performance of, browsing in or linking to other sites from the Site.

The user notes that access to the Site could be affected by interruptions or errors or result in the transmission of viruses or other malware. The bank does not guarantee that such issues will be corrected. The bank does not accept any responsibility relating to the Site and in particular as a result of the use of the Site or of missed opportunities to use the site.

Local Legal Restrictions

This website is not intended for persons in jurisdictions in which (for reasons of residence, nationality or other reasons) the publication of or access to the site is not permitted, including but not limited to the USA, the UK, Canada and Japan.
Persons subject to these restrictions are therefore not authorised to access this website.

Internet Privacy policy

This website is administered by the bank.

When you visit this website, the bank may collect personal data about you, either directly (where you are asked to provide the data) or indirectly. The bank will, however, only use these personal data in accordance with the purposes set forth in this Privacy Policy and is committed to safeguarding the personal information collected. This policy sets out the purposes of the bank's data processing in respect of this web site, the use of cookies and how to affect your rights in respect of your personal data.

If you have any questions about this Privacy Policy or our data processing activities, you can contact by clicking on contact.

The bank reserves the right to modify sections of this Privacy Policy at any time. Please check this policy from time to time for any changes.

Purposes of Processing

The bank collects and processes information about customers and visitors to its website to conduct its business, to inform and make available products and services that may be of interest to you and for the development of web statistics. The information you provide will be used to contact you when necessary, e.g. to notify you about functionality changes to the website and to offer services that you may find helpful (provided you have not opted out to receive such services).

Sensitive Data

The bank does not seek to collect sensitive personal data (such as data revealing political opinions, religious beliefs or data concerning health or sex life) through this site. If the bank does seek to collect such data, your prior consent hereto will be asked. Please note that, by providing the bank with unsolicited sensitive personal data you consent to our using those data as described above.


The bank may gather and analyse information regarding usage of this website, including domain name, the number of hits, the pages visited, previous/subsequent sites visited and length of user session. This information may be gathered by using a cookie. A cookie is a small text file placed on your hard drive by our web page server. You can choose whether or not to use a cookie by altering the settings of your browser. A cookie will make the use of this website faster and easier.

Third Party Sites

Please note that this Privacy Policy does not extend to third party sites linked to this web site.

Social bookmark

The respective identification icons on the Site allow social media users to insert links from the Site pages in their profile (and to save them as favourites or share them with their contacts). The user acknowledges that in doing so he/she is sending identification data to the social media platform and that the bank does not check or approve any activity carried out via social bookmarks.

Diverging supplementary conditions

Some sections of the Site may contain additional terms and conditions or exclusions from confidentiality and/or liability, which prevail – for the sections in question – if they differ from these conditions for the use of the Site.